Affordable Rates for Porsche Boxster Insurance in Lubbock

Discount Porsche Boxster insuranceThere isn’t anyone who enjoys paying for auto insurance, especially when they are aware that they could get a better deal.

Amazingly, the vast majority of auto insurance customers kept their coverage with the same auto insurance company for at least the last four years, and nearly 40% of drivers have never even compared rates from other companies. Texas drivers could save $1,800 a year just by shopping around, but most just don’t grasp the rate savings if they replace their high priced policy.

There is such a variety of insurance companies to buy insurance from, and even though it’s nice to have a choice, too many choices makes it more difficult to find the best rates for your vehicles.

When looking for the cheapest Porsche Boxster rate quotes, there are a couple ways of comparing rate quotes from many available car insurance companies in Texas. The recommended way to find the lowest Porsche Boxster rates is to jump online and get quotes.

Online shopping is fast and free, and it takes the place of having to waste gas driving to local Lubbock insurance agencies. Quoting and buying Porsche Boxster insurance online eliminates the middleman unless you require the professional guidance that only an agent can give. You can, however, comparison shop online but still have the advice of a local agent. Just keep in mind that comparing more prices helps increase your odds of locating more affordable rates. Some insurance companies are not set up to provide price estimates online, so you should also compare prices from them, too.

The companies in the list below have been selected to offer free quotes in Lubbock, TX. To locate the cheapest auto insurance in Lubbock, we suggest you visit as many as you can in order to find the most affordable rates.

Rates and other information

The data table shown next showcases detailed analysis of policy rates for Porsche Boxster models. Learning how insurance prices are determined is important for drivers to make informed decisions.

Porsche Boxster Insurance Rates in Lubbock, TX
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Boxster 2-Dr Convertible $336 $620 $334 $20 $100 $1,410 $118
Boxster S 2-Dr Convertible $372 $700 $334 $20 $100 $1,526 $127
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Above prices assume married male driver age 40, no speeding tickets, no at-fault accidents, $250 deductibles, and Texas minimum liability limits. Discounts applied include multi-policy, homeowner, safe-driver, claim-free, and multi-vehicle. Estimates do not factor in vehicle location which can impact prices greatly.

The illustration below demonstrates how choosing different deductibles and can influence Porsche Boxster insurance rates for each age group. The information is based on a single female driver, comp and collision included, and no additional discounts are factored in.

Lower-cost Porsche Boxster insurance rates in Lubbock

The price of auto insurance can be rather high, but discounts can save money and there are some available that can help lower your rates. Many discounts should be triggered when you purchase, but occasionally some discounts must be requested specifically before you get the savings. If you do not check that you are getting every discount you qualify for, you could be paying more than you need to.Auto insurance discounts

One thing to note about discounts is that most discount credits are not given to the entire policy premium. Some only apply to individual premiums such as liability, collision or medical payments. Just because you may think you could get a free auto insurance policy, you won’t be that lucky.

The example below illustrates the difference between Porsche Boxster auto insurance rates with and without policy discounts. The prices are based on a male driver, no violations or claims, Texas state minimum liability limits, full coverage, and $100 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with multi-car, claim-free, homeowner, safe-driver, multi-policy, and marriage discounts applied.

Popular auto insurance companies and their possible discounts are outlined below.

Before buying, ask all companies you are considering which credits you are entitled to. Discounts may not apply to policies in Lubbock.

Car insurance is an important decision

Despite the fact that car insurance is not cheap in Lubbock, insuring your vehicle serves several important purposes.

The benefits of having car insurance definitely exceed the cost, especially when you need to use it. According to a recent study, the average American driver is overpaying more than $865 each year so compare rates each time the policy renews to be sure current rates are still competitive.

Do I need an insurance agent?

Many drivers prefer to talk to a local agent and that is a smart decision One of the great benefits of comparing car insurance online is that drivers can save money and get lower rates but still work with a licensed agent.

Insurance agency in LubbockFor easy comparison, once you complete this quick form, your insurance coverage information is emailed to local insurance agents who will give you bids to get your business. You won’t even need to find an agent on your own because quoted prices will be sent immediately to you. It’s the lowest rates and a licensed agent to work with. If you want to get a rate quote from a specific insurance company, you would need to go to their quote page and fill out their quote form.

Picking an insurance company requires more thought than just a low price. Any agent in Lubbock should be willing to answer these questions.

When finding a reliable insurance agency, you need to know there are two types of insurance agents and how they differ in how they can insure your vehicles. Agencies in Lubbock are categorized either independent agents or exclusive agents depending on their employer.

Exclusive Car Insurance Agencies

These agents write business for a single company like State Farm, Allstate and AAA. Exclusive agents are unable to shop your coverage around so you need to shop around if the rates are high. These agents are well schooled on their company’s products and that can be a competitive advantage.

Below is a short list of exclusive insurance agencies in Lubbock that are able to give comparison quotes.

5910 130th St #101Lubbock, TX 79424(806) 701-5234View Map

6701 Aberdeen Ave Ste 2Lubbock, TX 79424(806) 798-1340View Map

1102 Slide Rd, 33Lubbock, TX 79416(806) 793-3101View Map

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Independent Car Insurance Agents

Agents that choose to be independent are not locked into one company and that gives them the ability to insure with multiple insurance companies and find the cheapest car insurance rates. If prices rise, they simply move the coverage in-house which requires no work on your part. When comparison shopping, you should always get several quotes from several independent insurance agents so that you can do a thorough price comparison.

Shown below is a list of independent insurance agencies in Lubbock that are able to give price quote information.

4505 82nd St # 10Lubbock, TX 79424(806) 798-7979View Map

David Tate Insurance Agency LLP
5233 79th StLubbock, TX 79424(806) 794-1177View Map

Holmes/Bednarz Insurance Agency
5717 66th St #110Lubbock, TX 79424(806) 748-5453View Map

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