Compare Volvo XC60 Insurance Quotes in Lubbock

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Searching for more competitive Volvo XC60 insurance in Lubbock? Paying for expensive Volvo XC60 insurance in Lubbock can deplete your budget and force you to make tough financial choices. Comparing rates annually can lower your rates and help to make sure you're not throwing money away.

Insurance rates Volvo XC60 in LubbockWe don't have to point out that fact that car insurance companies don't want you comparing rates. Consumers who get comparison quotes at least once a year are inclined to switch car insurance companies because there is a good probability of finding good coverage at a lower price. Surprisingly, a recent survey revealed that consumers who routinely shopped for cheaper coverage saved about $850 each year compared to those who never shopped for cheaper rates.

If finding the cheapest price on Volvo XC60 insurance is the reason you're reading this, learning how to shop and compare insurance rates can make the process more efficient. Insurance companies such as GEICO, Progressive and Allstate increase brand awareness with ad campaigns and consumers find it hard to see past the geckos and flying pigs and take the time to shop coverage around.

It's a good idea to take a look at other company's rates before your policy renews because insurance prices trend upward over time. If you had the lowest price on Volvo XC60 insurance in Lubbock last year the chances are good that you can find a lower rate quote today. Block out anything you think you know about car insurance because you're about to learn the tricks you need to know to properly buy coverages while reducing your premium.

If you have insurance now or want to find a cheaper company, you can use these techniques to buy cheaper car insurance without having to cut coverage. Buying the cheapest car insurance in Lubbock is actually very simple if you learn how to start. Smart buyers just need to use the most efficient way to compare company rates on the web.

The car insurance companies shown below are our best choices to provide price quotes in Lubbock, TX. To get cheaper auto insurance in Lubbock, TX, we recommend you visit several of them to find the lowest car insurance rates.

Volvo XC60 insurance statistics and information

The coverage table displayed next outlines different insurance prices for Volvo XC60 models. Learning a little about how rates are figured can be of help when making decisions when shopping around.

Volvo XC60 Insurance Rates in Lubbock, TX
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
XC60 3.2 2WD $314 $670 $422 $24 $126 $1,556 $130
XC60 3.2 AWD $356 $670 $422 $24 $126 $1,598 $133
XC60 T6 AWD AWD $356 $788 $422 $24 $126 $1,716 $143
XC60 T6-R AWD AWD $396 $788 $422 $24 $126 $1,756 $146
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Premium data assumes single female driver age 40, no speeding tickets, no at-fault accidents, $100 deductibles, and Texas minimum liability limits. Discounts applied include multi-vehicle, homeowner, multi-policy, claim-free, and safe-driver. Rates do not factor in the specific area where the vehicle is garaged which can revise insurance rates considerably.

Where to set your deductibles

The hardest decision when buying coverage is how high should the deductibles for physical damage be. The figures shown below illustrate the differences in premium rates between low and high policy deductibles. The first data set uses a $100 physical damage deductible and the second rate table uses a $1,000 deductible.

Volvo XC60 insurance premium rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
XC60 3.2 2WD $328 $592 $324 $20 $96 $1,385 $115
XC60 3.2 AWD $370 $592 $324 $20 $96 $1,427 $119
XC60 T6 AWD AWD $370 $698 $324 $20 $96 $1,533 $128
XC60 T6-R AWD AWD $412 $698 $324 $20 $96 $1,575 $131
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Volvo XC60 insurance premium rates with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
XC60 3.2 2WD $182 $312 $324 $20 $96 $934 $78
XC60 3.2 AWD $206 $312 $324 $20 $96 $958 $80
XC60 T6 AWD AWD $206 $368 $324 $20 $96 $1,014 $85
XC60 T6-R AWD AWD $228 $368 $324 $20 $96 $1,036 $86
Get Your Own Custom Quote Go

Premium data assumes married male driver age 30, no speeding tickets, no at-fault accidents, and Texas minimum liability limits. Discounts applied include multi-policy, homeowner, claim-free, multi-vehicle, and safe-driver. Price estimates do not factor in specific location information which can revise premium rates significantly.

Based on the above data, using a $100 deductible costs an average of $41 more each month or $492 for a full year across all Volvo XC60 models than choosing the higher $1,000 deductible. Because you would pay $900 more to file a claim with a $1,000 deductible as compared to a $100 deductible, if you tend to have at least 22 months between claims, you would come out ahead if you opt for a higher deductible.

Your situation helps dictate your coverage

When choosing a policy, there really is not a perfect coverage plan. Your financial needs are unique and a cookie cutter policy won't apply.Drive safe and save These are some specific questions might help in determining if your insurance needs might need professional guidance.

  • What is high-risk coverage and where do I buy it?
  • Does coverage extend to Mexico or Canada?
  • Am I covered if I hit a deer?
  • Will my Volvo XC60 be repaired with OEM or aftermarket parts?
  • Do I need to file an SR-22 for a DUI in Texas?
  • Are combined or split liability limits better?
  • What does medical payments coverage do?
  • What is roadside assistance coverage?
  • How can I get the company to pay a claim?
  • Should I have a commercial auto policy?

If you don't know the answers to these questions but you think they might apply to your situation then you might want to talk to an agent. To find an agent in your area, simply complete this short form or click here for a list of auto insurance companies in your area. It only takes a few minutes and you can get the answers you need.

Are auto insurance agents of importance?

Many people just prefer to get advice from a local agent and that is just fine! Insurance agents are trained risk managers and help submit paperwork. One of the great benefits of comparing rate quotes online is you may find cheaper prices and still choose a local agent. And supporting neighborhood insurance agencies is important particularly in Lubbock.

Find insurance agent in LubbockBy using this short form, your information is transmitted to agents in your area that can provide free Lubbock auto insurance quotes for your business. You won't need to leave your house since price quotes are sent to you directly. If you want to get a price quote from a particular provider, you would need to find their quoting web page and fill out their quote form.

Shown below is a list of car insurance companies in Lubbock who can help you get rate quotes for Volvo XC60 insurance in Lubbock.


5812 66th St - Lubbock, TX 79424 - (806) 763-7311 - View Map


3405 19th St - Lubbock, TX 79410 - (806) 792-3771 - View Map


2508 Auburn St - Lubbock, TX 79415 - (806) 749-8600 - View Map


5241 98th St - Lubbock, TX 79424 - (806) 792-5564 - View Map

More Lubbock agents

Deciding on an provider requires you to look at more than just a cheap price quote. The answers to these questions are important, too.

  • Is vehicle mileage a factor when determining depreciation for repairs?
  • Are there any hidden costs in their price quote and does it include driving and credit history?
  • Is there a Errors and Omissions policy in force?
  • Are they in the agency full-time?
  • Are they involved in claim handling?
  • Does their agency support local causes in Lubbock?
  • Can they provide you with a list of referrals?