No one in their right mind is fond of buying car insurance, especially when the cost is way too high.
A recent car insurance study discovered that nearly 70% of Texas drivers have stayed with the same insurance company for at least four years, and roughly 40% of drivers have never compared rate quotes at all. The average driver in the U.S. could save nearly $860 each year just by getting comparison quotes, but most just don’t grasp how much they could save if they moved their coverage to a different company. You have so many car insurance companies to insure vehicles with, and although it’s a good thing to have a choice, more options can take longer to adequately compare rates for Ford Freestyle insurance in Lubbock.
Our objective is to familiarize you with the most effective way to quote insurance and some tricks to saving. If you currently have auto insurance, you should be able to save money using the tips covered below. Drivers only have to learn the tricks to compare price quotes instantly.
Buy Lubbock Ford Freestyle insurance online
The companies in the list below provide quotes in Lubbock, TX. To find the best car insurance in Lubbock, it’s a good idea that you visit as many as you can to get the best price comparison.
You may require the services of a local insurance agent
Many people still prefer to talk to an insurance agent and often times that is recommended Experienced insurance agents can make sure you are properly covered and help in the event of a claim. The biggest benefit of comparing rates online is the fact that you can find cheaper auto insurance rates and also buy local. Buying from and supporting neighborhood agents is definitely important in Lubbock.
By using this form (opens in new window), your insurance coverage information gets sent to participating agents in Lubbock who want to provide quotes for your insurance coverage. You never need to drive around because quoted prices will be sent directly to your email. In the event you want to compare rates from one company in particular, you just need to visit that company’s website and fill out the quote form the provide.
If you are searching for a good insurance agency, it helps to know the two types of insurance agents and how they function. Car insurance agents are either exclusive agents or independent agents. Both types can sell affordable car insurance policies, but it’s a good idea to understand the difference in the companies they write for since it can affect which type of agent you select.
Independent Agencies or Brokers
Independent agents often have many company appointments so they can quote policies through many different car insurance companies and potentially find a lower price. To move your coverage to a new company, the agent simply finds a different carrier and you don’t have to do anything.
If you are trying to find cheaper rates, it’s recommended you get rate quotes from several independent insurance agents to get the most accurate price comparison.
Below are Lubbock independent agencies that may be able to provide competitive price quotes.
Exclusive Car Insurance Agencies
Agents that choose to be exclusive normally can only provide a single company’s rates and some examples include State Farm, AAA, and Liberty Mutual. They are unable to compare other company’s rates so you might not find the best rates. Exclusive agents are highly trained on their company’s products which helps them sell insurance even at higher premiums.
The following are exclusive insurance agents in Lubbock that are able to give rate quotes.
Choosing the best car insurance agent requires more thought than just the price. These are some questions your agent should answer.
- Does the agency have a good rating with the Better Business Bureau?
- Does the agency provide any after hours assistance?
- Are they primarily personal or commercial lines agents in Lubbock?
- Do they have cheaper tiers of coverage?
- What kind of financial rating does the company have?
How to find a good Texas auto insurance company
Buying coverage from the best insurance provider can be a challenge considering how many different companies there are to choose from in Texas. The rank data listed below can help you pick which coverage providers to look at purchasing coverage from.
Top 10 Lubbock Car Insurance Companies Overall
- Mercury Insurance
- AAA Insurance
- State Farm
- The Hartford
- Safeco Insurance